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Turnkey Property Tour | 111 Shields Drive, Talladega, AL

Hands-down this is one of my favorite property + neighborhood combos. Might have even been my favorite property from this entire tour.

The neighborhood was great (B+ to A-) with great neighbors. I was lucky enough to have met some of them, lots of homeowners on the street. The property was very nicely laid out and there’s a huge shed in the big backyard.

So what’s the catch? There’s maybe only one … for some. It’s categorized as being in a flood zone.
Does that mean it’s at risk for flooding? Stupidly, no, not really. There’s not even any water nearby, but the city uses elevations to determine what properties are ‘at risk for flooding’. But the good news is, even if it were to flood, that’s what flood insurance is for … the bad news? You have to have flood insurance.

I always recommend working with a lender who will let you get private flood insurance because it’s a heck of a lot cheaper than FEMA flood insurance. And seriously, don’t worry about floods. Even with the added insurance, check out these numbers:

Price $121k
$336/month cash flow after mortgage
14.6% cash-on-cash return
immediate equity
B+ to A- class neighborhood

Disclaimer: All information contained in this video is deemed reliable but not guaranteed. No warranties are made as to the accuracy of any descriptions and/or other details regarding the specific property presented and I make no guarantee, warranty or representation as to the property, seller, or the current or future performance of the property.

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